Part B: Medical Insurance

Medicare Part B provides coverage for a variety of outpatient services and preventive care. Here's an overview of what Medicare Part B covers:

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Outpatient Care:

Part B covers outpatient services, including doctor visits, preventive care, and other services received outside of a hospital setting.

Doctor Visits:

Coverage includes visits to doctors' offices, as well as consultations with other healthcare providers.

Preventive Services:

Part B covers a range of preventive services, such as screenings, vaccinations, and counseling to help prevent or detect illnesses at an early stage.

Laboratory Tests:

Coverage includes necessary laboratory tests ordered by a doctor.

Ambulatory Surgical Centers:

Part B covers certain outpatient surgical procedures performed in ambulatory surgical centers.

Durable Medical Equipment (DME):

Coverage includes medically necessary durable medical equipment, such as wheelchairs, walkers, and oxygen equipment.

Outpatient Mental Health Services:

Part B covers certain outpatient mental health services, including individual and group therapy.

Home Health Care:

Part B covers medically necessary part-time or intermittent home health care services.

X-rays and Diagnostic Tests:

Coverage includes X-rays, MRIs, CT scans, and other diagnostic tests when ordered by a doctor.
It's important for individuals to be aware that while Part B covers a wide range of services, there may be certain costs associated with it, such as monthly premiums, deductibles, and coinsurance. Additionally, some services may have specific eligibility criteria or limitations, so it's advisable to check with Medicare or healthcare providers for detailed information based on individual circumstances.